深圳楼市再松绑！刚刚公布，明起施行

Group 1 - The Shenzhen Municipal Housing and Construction Bureau and the People's Bank of China Shenzhen Branch issued a notification to optimize and adjust real estate policies to better meet residents' housing needs and promote stable market development [1] - Residents eligible to purchase commercial housing in specific districts can buy an unlimited number of properties, while non-local residents without proof of tax or social insurance payments are limited to two properties [1] - Single adults are subject to the same housing purchase restrictions as resident families [1] Group 2 - Enterprises and institutions can purchase commercial housing within the city to address employee housing needs, with specific conditions for purchases in certain districts [1] - In districts like Futian, Nanshan, and Bao'an, companies must meet criteria such as a minimum establishment period and tax contributions to qualify for property purchases [1] - In other areas, there are no qualification checks for purchasing commercial housing [1] Group 3 - The personal housing credit policy has been optimized, allowing banks to set mortgage rates without differentiating between first and second homes [2] - Financial institutions will determine mortgage rates based on market conditions and individual client risk profiles [2] Group 4 - The new policies will take effect on September 6, 2025 [3]