深圳楼市新政，明起施行

Core Points - The Shenzhen Municipal Housing and Construction Bureau and the People's Bank of China Shenzhen Branch have announced further optimization and adjustment of real estate policies to better meet residents' housing needs and promote stable market development [1][8] Group 1: Residential Purchase Policy Adjustments - Residents eligible to purchase commercial housing in specified districts (including local households and non-local households with over one year of social insurance or income tax payments) can buy an unlimited number of properties in designated areas [1] - Non-local households unable to provide proof of over one year of social insurance or income tax payments are limited to purchasing two properties in the specified districts [1] - In Yantian District and Dapeng New District, there will be no qualification review for purchasing commercial housing [2] - Single adults will be subject to the same purchasing limits as resident households [3] Group 2: Corporate Purchase Policy Adjustments - Enterprises can purchase commercial housing within the city to address employee housing needs, with specific conditions for purchases in certain districts [4] - In districts like Futian, Nanshan, and Bao'an (Xinan Street), companies must meet criteria such as being established for over one year, having paid at least 1 million RMB in taxes, and employing at least 10 staff members to qualify for property purchases [4] - In other areas of the city, there will be no qualification review for corporate purchases [4] Group 3: Personal Housing Credit Policy Adjustments - Financial institutions will no longer differentiate between first and second home loans in terms of interest rate pricing, allowing for more flexible loan terms based on market conditions and individual risk profiles [5] Implementation Date - The new policies will take effect on September 6, 2025 [6]