深圳优化调整房地产政策

Group 1 - The Shenzhen Municipal Housing and Construction Bureau and the People's Bank of China Shenzhen Branch jointly issued a notice to further optimize and adjust real estate policies in the city [1][2] - From September 6, the purchasing policies for residential properties will be optimized and adjusted for different districts, including changes to personal housing credit policies [1] - Single adults will be subject to the same housing purchase restrictions as resident families, and loan rates will no longer differentiate between first and second homes [1] Group 2 - Eligible resident families for purchasing properties include Shenzhen household residents and non-Shenzhen residents who have paid social insurance or individual income tax for over one year [1] - In specific districts like Luohu, Baoan (excluding Xin'an Street), Longgang, Longhua, Pingshan, and Guangming, there are no limits on the number of properties purchased for eligible families [1] - In districts such as Futian, Nanshan, and Baoan's Xin'an Street, Shenzhen household residents are limited to two properties, while non-residents with the required proof can purchase one [1] Group 3 - In Yantian District and Dapeng New District, there will be no review of household registration or social security conditions for purchasing properties, and there will be no limit on the number of properties [2] - Enterprises can purchase residential properties within Shenzhen to meet employee housing needs, with specific conditions for certain districts [2] - The personal housing credit policy will be optimized, with banks no longer differentiating loan rates between first and second homes based on market conditions and client risk [2]