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深圳进一步放松住房限购,房贷利率不再区分首套和二套
Huan Qiu Wang·2025-09-06 00:36

Group 1 - Shenzhen has announced further relaxation of housing purchase restrictions, allowing eligible residents to buy unlimited properties in specific districts, while limiting external residents to two properties without proof of one year of social insurance or tax payments [1] - The mortgage interest rates will no longer differentiate between first and second homes, indicating a more uniform approach to housing finance [1] - The city plans to adjust the housing provident fund policy, adding six new scenarios for down payment withdrawals [1] Group 2 - Huafu Securities recently released a report indicating that the Central Political Bureau's meeting in September 2024 emphasized the need to stabilize the real estate market, with policies such as lowering existing mortgage rates and transaction taxes being implemented [3] - The report suggests that after three consecutive years of decline in commodity housing sales area from the peak in 2021, the industry is gradually entering a bottoming phase, with increased sensitivity to policy easing [3] - There are expectations for new policies related to urban renewal monetization and land reserve, reflecting the government's commitment to stabilize transaction volumes and housing prices [3]