Core Viewpoint - The delay in the announcement of the new social insurance payment base by local authorities is causing confusion and financial strain for low-income workers and private enterprises, as they continue to use the previous year's base for contributions [2][4][12]. Group 1: Social Insurance Payment Base Adjustments - The social insurance payment base in Beijing has increased from 3,613 yuan/month in 2020 to 6,821 yuan/month in 2024, an increase of 88.8% [2] - In Shanghai, the payment base rose from 4,927 yuan/month to 7,384 yuan/month during the same period, marking a 49.9% increase [2] - The adjustment of the social insurance payment base is influenced by local average wages and the ratio of the payment base to these wages [2][4]. Group 2: Impact on Different Income Groups - Low-income individuals and private enterprises are facing significant pressure due to the rising social insurance payment base, particularly those whose salaries remain below the minimum base [3][11] - The average wage growth for non-private and private sectors has slowed, with some provinces experiencing near-zero growth, which may lead to lower or negative growth in the social insurance payment base for 2024 [5][6]. Group 3: Employment and Recruitment Challenges - The rising social insurance costs are causing companies, especially in the elderly care sector, to reconsider their hiring practices, opting for older, retired workers to reduce costs [11] - The overall age structure of caregivers is shifting towards older individuals as organizations struggle with low occupancy rates and rising costs [11]. Group 4: Policy Discussions and Recommendations - There is ongoing discussion about potentially lowering the social insurance payment base to alleviate the financial burden on low-income workers and encourage participation in the social insurance system [12][13] - Experts suggest that any adjustments to the payment base should be made cautiously to ensure the sustainability of the social insurance fund while also considering the long-term income stability of workers [14].
各地社保缴费基数迟迟未出
Jing Ji Guan Cha Bao·2025-09-06 06:03