深圳优化调整房地产政策措施 企事业单位可购商品房

Core Points - Shenzhen's housing and construction bureau, along with the People's Bank of China Shenzhen branch, issued a notification to optimize and adjust real estate policies, effective from September 6, 2025 [1] Group 1: Residential Housing Policy Adjustments - Residents eligible to purchase commodity housing include local households and non-local households who have paid social insurance or individual income tax for at least one year. In specific districts, there are no limits on the number of properties that can be purchased [1] - In districts like Futian, Nanshan, and Bao'an (Xinan Street), local households are limited to purchasing 2 properties, while non-local households are limited to 1 property [1] - Non-local households unable to provide proof of social insurance or tax payments for one year are limited to purchasing 2 properties in certain districts and cannot buy in Futian, Nanshan, and Bao'an (Xinan Street) [1] Group 2: Housing Purchase Policy for Enterprises - Enterprises can purchase commodity housing across the city to meet employee housing needs. In specific districts, certain conditions must be met, such as being established for at least one year and having paid taxes totaling 1 million RMB [3] - In other areas, enterprises do not need to meet these conditions and are not subject to purchase qualification reviews [3] Group 3: Personal Housing Loan Policy Adjustments - The notification aims to reduce the interest burden on residents by optimizing personal housing loan policies. Banks will no longer differentiate between first and second homes in their interest rate pricing, allowing for more flexible loan terms [3]