银行要为种业振兴贡献更多金融智慧与力量

Core Insights - The meeting emphasized the importance of seed industry revitalization for national food security and the role of banks in providing innovative financial services to support this initiative [1][3] Group 1: Financial Support for Seed Industry - Banks are encouraged to establish a "full-cycle + differentiated" credit support system to meet the diverse funding needs of seed enterprises [1] - Long-term special loans should be introduced to address the characteristics of seed research and development enterprises, which require high investment and have long cycles with slow returns [1] - Flexible short-term working capital loan products should be developed for seed production and processing enterprises, considering their seasonal production characteristics [1] Group 2: Enhancing Innovation Capabilities - Banks should act as "resource integrators + risk bearers" to help seed enterprises improve their innovation capabilities [2] - Support for mergers and acquisitions through loans can help quality seed enterprises consolidate resources and enhance industry concentration and innovation efficiency [2] - Establishing a seed industry innovation development fund in collaboration with government departments and research institutions can focus on key technology research and development [2] Group 3: Intellectual Property Financing - To address the "light asset, financing difficulty" dilemma faced by seed enterprises, banks should innovate in intellectual property pledge financing [3] - A specialized intellectual property value assessment system should be established to evaluate the market value and revenue expectations of seed industry intellectual property [3] - A comprehensive service plan combining "intellectual property pledge + credit + industry chain" should be introduced to provide full-chain financial services to enterprises [3]