储蓄卡为何会过期

Group 1 - The core issue highlighted is the inconvenience caused to users when their debit cards expire, leading to failed transactions and potential disruptions in various banking services [1][2] - Expired debit cards do not affect the status of the bank account or the safety of funds, allowing users to continue with deposits and investment activities without concern [1][2] - Banks implement expiration dates on debit cards to identify and manage dormant accounts, which helps in controlling management costs and optimizing system resources [2] Group 2 - Users are advised to pay attention to the expiration dates of their debit cards and to replace them promptly to avoid payment interruptions [2] - Banks offer convenient card replacement services, with large banks providing extensive coverage and support for card replacement even in different locations [2] - Regional banks are encouraged to leverage their local presence by notifying customers in advance about card expirations and offering personalized services, such as home visits for card replacement [2]