深圳楼市新政力度超过京沪，将“吸引外地人群购房”

Core Viewpoint - Shenzhen's real estate market is experiencing significant policy relaxation aimed at stimulating demand and attracting buyers, particularly from outside the city [2][6]. Policy Changes - The new regulations, effective from September 6, include relaxed purchasing qualifications, reduced restrictions for corporate buyers, and adjustments to mortgage interest rates [2][5]. - Non-residents can now purchase up to two homes in certain districts without needing to meet the one-year social security or tax payment requirement [5][7]. - Saltian and Dapeng New Districts have completely removed purchase qualification checks, allowing anyone to buy property regardless of residency or social security status [7][8]. Impact on Buyers - The policy introduces differentiated purchasing limits based on district, with core areas maintaining stricter controls while peripheral areas see significant relaxations [7][8]. - Single adults will now be subject to the same purchasing limits as families, eliminating previous disparities [8]. Corporate Buying Regulations - Companies can now purchase residential properties across the city, with conditions in core areas and no restrictions in non-core areas [10][12]. - The requirements for corporate purchases in core areas include a minimum one-year establishment, tax payments of at least 1 million yuan, and a workforce of at least 10 employees [11][12]. Mortgage Rate Adjustments - Banks will no longer differentiate between first and second home loans, allowing for more flexible interest rate setting based on market conditions [14]. - The mortgage interest rate for first-time buyers is expected to decrease from 3.45% to 3.05%, resulting in lower total repayment amounts and monthly payments [15]. Market Outlook - The new policies are anticipated to significantly boost transaction volumes in peripheral areas, with expectations of over 40% growth in the upcoming months [9][15]. - The adjustments are seen as a means to stabilize the market and encourage both individual and corporate investments in Shenzhen's real estate sector [9][14].