Core Viewpoint - Shenzhen's new real estate policy, released on September 5, aims to stimulate the sluggish housing market by relaxing purchase restrictions, easing corporate buying, and optimizing credit conditions, exceeding market expectations for minor adjustments [3][5][11]. Group 1: Purchase Restrictions - The purchase restriction zones have been reduced to include only Futian District, Nanshan District, and Bao'an District's Xin'an Street for local residents with proof of tax and social security payments for one year [3][4]. - Non-local residents can purchase two homes in non-restricted areas without needing proof of tax or social security payments [4]. - In Yantian District and Dapeng New District, there will be no qualification checks for purchasing commercial housing, completely lifting restrictions [4]. - Single individuals can now purchase an additional property, equating their purchasing capacity to that of a family [5]. Group 2: Corporate Buying Policy - The new policy relaxes restrictions on corporate purchases, allowing companies that have been established for over a year, paid at least 1 million RMB in taxes, and have at least 10 employees to buy properties without limits on the number of units [7][8]. - This move is intended to encourage investment in Shenzhen and stimulate demand in the housing market, particularly in areas with a high concentration of businesses [8]. Group 3: Credit Optimization - The interest rates for first and second homes have been unified, with both now set at 3.05%, a reduction of 40 basis points for second homes, which previously had a rate of 3.45% [9]. - This change is expected to benefit buyers looking for improved housing options, with potential savings of 510,000 RMB in interest over a 30-year loan for an 8 million RMB property [9]. Group 4: Market Impact and Expert Opinions - Experts predict that the new policy will generate increased housing demand, particularly in non-core areas, with expectations of a transaction volume increase of over 40% in these regions [11][12]. - The timing of the policy coincides with the traditional peak sales period, which is likely to enhance market confidence and activity [11]. - The relaxation of restrictions may attract buyers from surrounding regions, potentially leading to a "siphoning effect" on the housing market in the Greater Shenzhen area [12].
深圳楼市放宽限购 单身人士购房名额可多一套
Nan Fang Du Shi Bao·2025-09-07 23:25