民生银行济南分行营业部:普及征信知识,守护金融权益
Qi Lu Wan Bao·2025-09-08 08:47

Core Viewpoint - The article highlights the importance of credit records as an "economic ID" for individuals and businesses, emphasizing the need for increased awareness and understanding of credit rights among financial consumers [1][2]. Group 1: Credit Awareness Initiatives - Minsheng Bank's Jinan branch has actively conducted a series of promotional activities to enhance public awareness of credit rights and knowledge [1]. - The bank's service outlets have been transformed into information dissemination points, featuring well-designed promotional displays that illustrate the components of credit reports, how to query them, and ways to maintain a good credit record [1]. - Promotional videos are being shown on electronic screens, using vivid case studies to explain the impact of credit on loans and credit card applications, as well as the dangers of illegal "credit repair" [1]. Group 2: Community and Corporate Engagement - The promotional team has extended its outreach beyond bank branches to communities and businesses, conducting credit knowledge seminars in collaboration with local committees [2]. - These seminars address common credit issues faced by residents, such as remedies for credit card overdue payments and key points in mortgage approvals, while also raising awareness about identity protection and the responsible use of financial services [2]. - Specialized training sessions for business owners and financial personnel focus on the critical role of credit in financing and commercial cooperation, as well as how to maintain good corporate credit through sound financial management [2]. Group 3: Future Commitment - The credit knowledge promotion activities have successfully increased public recognition and importance of credit, while also safeguarding the legal rights of financial consumers [2]. - Minsheng Bank's Jinan branch plans to continue these initiatives, innovating in promotional formats and content to contribute to the establishment of a trustworthy society and the healthy development of finance [2].