Qi Lu Wan Bao·2025-09-08 08:47Core Viewpoint - Personal information security is a crucial defense for financial safety, with various methods employed by criminals to steal personal information, necessitating awareness and preventive measures from financial consumers [1][11]. Group 1: Common Personal Information Leakage Risk Scenarios - Phishing traps involve criminals disguising as banks or e-commerce platforms to send fake messages or emails, luring individuals to click on phishing links to steal account information [1]. - Impersonation of financial institutions occurs when fraudsters claim to be bank staff or regulatory personnel, requesting sensitive information under false pretenses [2]. - Public network security risks arise when individuals connect to free WiFi in places like cafes or hotels, potentially allowing hackers to intercept transaction data [3]. - Risks from lending personal documents and accounts can lead to misuse for money laundering or illegal online loans, resulting in information leakage and legal consequences [4]. - Over-authorization of information occurs when users grant excessive permissions to apps or fail to deactivate unused financial accounts, leading to potential illegal use of their information [5]. Group 2: Five Core Measures for Personal Information Protection - Strictly guard verification codes by never disclosing SMS verification codes or passwords to anyone, as bank staff will not request such information [6]. - Verify information through official channels by checking suspicious calls or messages via the bank's official website or customer service hotline [7]. - Follow the "three don'ts" for internet use: do not click on unknown links, do not scan unverified QR codes, and do not connect to public WiFi for financial transactions [8]. - Enforce "two prohibitions" on document and account management: do not lend important items like ID cards or bank cards, and do not rent or sell accounts [9]. - Maintain strict control over information authorization by cautiously granting app permissions, regularly clearing personal information from documents, and promptly deactivating idle accounts [10].