内蒙古银行正式推出首批线上零售数字信贷产品—“真享贷”与“咔咔贷”

Core Insights - Inner Mongolia Bank launched its first online retail digital credit products, "Zhenxiang Loan" and "Kaka Loan," marking a significant step in its digital transformation of retail banking [1][2] Group 1: Product Launch - The launch event was attended by key figures including the bank's chairman and representatives from strategic partners, highlighting the collaborative effort in this initiative [1] - "Zhenxiang Loan" focuses on personal consumption scenarios, utilizing a big data risk control model for fully automated online approval, offering flexible limits and favorable rates [2] - "Kaka Loan" targets credit card users, emphasizing instant application and approval through intelligent credit assessment and embedded scenario services [2] Group 2: Strategic Goals - The launch is seen as a key achievement in the bank's strategy to empower the real economy through digital finance, responding to the growing demand for digital services in the region [1] - The bank aims to create a comprehensive digital credit service system that integrates intelligent customer acquisition, precise risk control, and efficient operations [1] - Future plans include enhancing product experience, strengthening risk management, and deepening scenario connections to become a trusted digital financial partner for the community [2]