Qi Lu Wan Bao Wang·2025-09-08 23:30Core Viewpoint - Postal Savings Bank of China (601658) is actively supporting local consumption initiatives through financial services, aiming to boost the consumer market in Binzhou [1][2] Group 1: Financial Support Initiatives - The bank has developed a comprehensive plan to support the "Shopping in China" event, including exhibition preparation and staff training [1] - The bank has optimized its consumer loan products by consolidating similar offerings and launching the "Youxiang Loan," which allows for fully online applications [1] - The loan terms include a maximum duration of 7 years, with individual loans up to 500,000 yuan and credit loans up to 1 million yuan, along with periodic interest rate discounts [1] Group 2: Consumer Engagement Activities - Various consumer discount activities have been launched for savings card customers, including random discounts on WeChat transactions and specific discounts on Alipay and Taobao [2] - For credit card customers, new promotional activities have been introduced, such as "Daily Consumption Discounts," which have seen participation from 434 stores and 4,817 transactions, totaling over 27,300 yuan in subsidies [2] - The bank is leveraging multiple channels, including mobile banking apps and social media, to expand the reach of its consumer financial services [2] Group 3: Loan Performance and Future Plans - As of July 2025, the bank's non-housing consumer loan balance reached 2.041 billion yuan [2] - The bank plans to accelerate the issuance of consumer loans and enhance service scenarios to further stimulate local consumption [2]