Xin Lang Cai Jing·2025-09-09 12:32Group 1 - The core viewpoint of the news is that Suzhou Bank is experiencing positive growth in loan and deposit balances, indicating a strong operational performance and a focus on customer needs through product innovation [1][2]. Group 2 - As of mid-2025, Suzhou Bank's total loan balance reached 363.497 billion yuan, an increase of 30.139 billion yuan, representing a growth rate of 9.04% compared to the beginning of the year [1]. - The total deposit balance stood at 462.752 billion yuan, with an increase of 45.787 billion yuan, reflecting a growth rate of 10.98% [1]. - The average interest rate on deposits improved to 1.80%, a 29 basis points enhancement from the previous year, showcasing effective cost optimization [1]. Group 3 - The bank's provision coverage ratio was reported at 437.91% as of mid-2025, indicating strong risk mitigation capabilities [2]. - Suzhou Bank plans to maintain a stable provision coverage ratio throughout the year, adhering to prudent provisioning principles [2].