10 best high-yield savings accounts for September 2025: Earn up to 4.5% APY

If you’re looking to grow your savings, high-yield savings accounts (HYSAs) remain one of the safest and most accessible options. And with the Federal Reserve’s latest meeting likely to result in a rate cut, choosing an HYSA with a competitive interest rate is more important than ever. Our team compared today's high-yield savings accounts offered by federally insured financial institutions and identified the 10 best based on interest rate, fees, account features, customer service, and more (see our metho ...