SIMMONS FIRST NATIONAL CORPORATION ANNOUNCES PRICING OF OFFERING OF SUBORDINATED NOTES

Core Viewpoint - Simmons First National Corporation has announced the pricing of a public offering of $325 million in 6.25% Fixed-to-Floating Rate Subordinated Notes due 2035, priced at par [1][2]. Group 1: Offering Details - The net proceeds from the offering will be used to repay the outstanding $330 million principal amount of Fixed-to-Floating Rate Subordinated Notes due 2028 and for general corporate purposes [2]. - The offering is expected to close on or about September 12, 2025, subject to customary conditions [3]. - The offering is made under an effective automatic shelf registration statement previously filed with the SEC, and the Notes will be issued under a Subordinated Indenture [4]. Group 2: Company Background - Simmons First National Corporation is a financial holding company based in the Mid-South, with a history of paying cash dividends for 116 consecutive years [7]. - Its principal subsidiary, Simmons Bank, operates over 220 branches across several states, including Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas [7]. - Simmons Bank has received multiple recognitions, including being named one of America's Greatest Workplaces 2025 in Arkansas and one of America's Best Regional Banks 2025 [7].