Group 1 - The core idea of the news is the launch of "Zhongbiao Loan," a digital financial product by Rizhao Bank's Qingdao branch, aimed at providing quick financing solutions for suppliers of Shandong Port, significantly improving their cash flow management after winning bids [1][2] - "Zhongbiao Loan" is designed specifically for suppliers of Shandong Port, utilizing the "Yangguang Huicai e-platform" for electronic bidding, and employs big data risk control and financial technology to offer efficient online financing services [1][2] - The product features two types of credit models: a small quick loan up to 2 million yuan based on bid notifications and an order loan model with a maximum limit of 10 million yuan activated upon contract signing [1][2] Group 2 - The advantages of "Zhongbiao Loan" include a reliance on real data from the bidding platform rather than traditional collateral, allowing for a comprehensive credit assessment based on bidding behavior, historical performance, and cash flow from port payments [2] - The entire process from application to disbursement is conducted online, greatly enhancing financing efficiency and ensuring quick access to funds for suppliers [2] - "Zhongbiao Loan" represents a part of Rizhao Bank's broader digital inclusive finance strategy, which aims to integrate financial technology with the real economy, offering various scene-based inclusive products for small and micro enterprises [2]
港口供应商有融资需求,日照银行青岛分行百万“中标贷”极速到账
Qi Lu Wan Bao Wang·2025-09-10 07:17