Jiang Nan Shi Bao·2025-09-10 13:41Core Viewpoint - Digital finance is seen as a key driver for the development of a modern financial system in China, facilitating high-quality economic and social development through innovative digital solutions [1]. Group 1: Digital Financial Services - The bank has served 55 medical institutions and 4,972 suppliers, with a cumulative payment settlement scale exceeding 10 billion [2]. - The bank has established a digital service matrix to address pain points in serving the real economy, creating a comprehensive service ecosystem [6]. - The "Cloud Payment" service has processed over 17.37 billion in payments since 2025, serving over 30 million users [7]. Group 2: Innovation and Talent Development - The bank has implemented a three-year plan for talent development, focusing on financial technology talent to support digital operations [3]. - The bank has organized five "Innovation Case Competitions" and one innovation sharing session from 2020 to 2025, collecting 269 excellent cases [3]. - The establishment of a financial technology innovation committee in 2019 and a digital transformation task force in 2023 reflects the bank's commitment to innovation [2]. Group 3: Digital Infrastructure - The bank is enhancing its digital infrastructure by strengthening online content operations and improving mobile banking and quick payment services [4]. - A special supervision mechanism for mobile banking and quick payment indicators has been established, contributing to a significant increase in new registrations [4]. Group 4: Community and Economic Impact - The bank's logistics services have expanded to over 700,000 individual customers, with annual transaction volumes exceeding 100 billion [6]. - The bank has provided fund custody services for real estate transactions, with a cumulative custody amount exceeding 12 billion [8]. - The bank's digital finance projects have led to an average daily deposit of over 20 billion, attracting nearly 8 million retail customers [8]. Group 5: Future Directions - The bank aims to deepen the construction of its digital financial system, enhancing its role in serving the real economy and meeting the needs of the public [9]. - The bank is committed to establishing a new model of digital financial development with unique characteristics, leveraging resources in Jiangsu [9].