DLocal Limited (DLO) Presents At Goldman Sachs Communacopia + Technology Conference 2025 Transcript

Group 1 - The cross-border payment space is highly fragmented, with many subscale companies resulting from the fintech financing boom prior to 2022, leading to an oversupply of payment companies [1] - This fragmentation contributes to a declining take rate, indicating a challenging market environment for companies operating in this sector [1] - There is a potential for consolidation in the industry, which may benefit the incumbents by strengthening their market position [1] Group 2 - Increased immersion in emerging market cross-border payments reveals positive aspects and opportunities within this segment [2]