How to build a CD ladder and maximize your returns

If you’re looking for a way to balance earning higher interest on your savings with keeping some cash accessible, a certificate of deposit (CD) ladder might be the right strategy. A CD ladder involves splitting your money across multiple CDs with staggered maturity dates. This way, you get regular access to your funds while still earning the best CD rates often offered on longer-term CDs. Here's how to successfully set up a CD ladder and maximize the interest earnings on your savings. What is a CD ladde ...