Bitget Wallet 与 Aave 合作，推出收益率 10% 的长期灵活理财产品 Stablecoin Earn Plus

Core Insights - Bitget Wallet has launched a new product called Stablecoin Earn Plus, which offers a high annual percentage yield (APY) of up to 10% on USDC deposits, surpassing typical rates offered by self-custody wallets and exchanges [3][4] - The product is powered by Aave, a leading decentralized lending protocol, allowing users to earn dollar-denominated returns with instant access to their funds [3][4] Product Features - Stablecoin Earn Plus provides a minimum APY of 10% for deposits up to $10,000, with a low entry threshold of just $1 [3][4] - Users can withdraw their earnings in seconds, contrasting with traditional banking products that may take days for fund access and typically offer less than 2% APY [3][4] - The product integrates Aave's on-chain lending market with Bitget Wallet's exclusive yield subsidies, ensuring competitive returns [3][4] Market Comparison - Bitget Wallet's offering provides approximately double the returns compared to other self-custody wallets and USDC products, which generally do not exceed 6% APY [4] - Aave's lending market is noted for its higher yields compared to centralized platforms due to direct matching of borrower needs without intermediary costs [4] Security and User Protection - Bitget Wallet has established a user protection fund backed by 6,500 BTC, valued at over $700 million, enhancing user security beyond decentralized protocol assurances [4] - The integration with Aave allows for real-time yield distribution through Aave's interest-bearing tokens (aTokens), ensuring sustainable long-term growth [5] Future Plans - Bitget Wallet aims to expand Stablecoin Earn Plus to more stablecoins, protocols, and blockchains in the coming months, aligning with its vision of making cryptocurrency accessible to everyone [5] - A promotional campaign offers users an enhanced APY of 18% for the first week of participation from September 9 to September 15 [5] Company Background - Aave is recognized as the largest and most trusted decentralized finance (DeFi) platform, with nearly $70 billion in deposits and over $28 billion in active loans [6] - Bitget Wallet is a non-custodial cryptocurrency wallet with over 80 million users, providing a comprehensive suite of services including swaps, staking, and decentralized application (DApp) exploration [6]