省内医保关系“免申即转”惠民新方案落地

Core Viewpoint - The article highlights the efficient reform in Jiangsu's medical insurance system, which has transformed the process of transferring medical insurance relationships from a cumbersome task to an automated and seamless experience for citizens [1][3]. Group 1: Reform Implementation - Jiangsu has implemented a "no-feel transfer" system for medical insurance relationships, allowing automatic processing of transfers without the need for citizen applications [3][5]. - Since the new model was introduced, over 62,000 transfer cases have been automatically processed, with more than 74 million yuan in personal account funds transferred to new accounts [3][4]. Group 2: Challenges Addressed - Previously, transferring medical insurance relationships was a significant challenge for workers moving across cities, often leading to unclaimed funds and fragmented payment records [2][5]. - The reform addresses these issues by ensuring that payment years and personal account funds are seamlessly transferred, thus eliminating barriers for labor mobility [2][5]. Group 3: Technological Advancements - The reform relies on a provincial medical insurance information platform and a big data system that automatically updates and processes insurance transfers based on real-time data [3][4]. - The system can now automatically verify conditions, initiate applications, and complete the review process, significantly reducing the workload for local insurance agencies [4][5]. Group 4: Service Philosophy Shift - The new service model reflects a shift in the philosophy of medical insurance services from a reactive approach to a proactive one, focusing on meeting the needs of citizens [5]. - This transformation is seen as a way to enhance the overall business environment and facilitate the free flow of labor by addressing the pain points faced by citizens in the employment process [5].