大模型会吃掉所有软件？外滩大会上韩歆毅、张雷、朱啸虎这样回应

Core Insights - The discussion at the 2025 Inclusion Bund Conference focused on how AI will reshape user entry points, business models, and industry divisions, with insights from leaders in application, hardware, and investment sectors [1] Group 1: AI Applications and Market Dynamics - Investment expert Zhu Xiaohu believes that low-code and no-code software will be replaced by AI, particularly in editing and collaboration tools, predicting a potential 10% decrease in user demand for these applications [3] - Zhu emphasizes that user retention is the key metric for AI products, noting that the cost of user recall for AI products could be over ten times that of mobile internet products [3] - Ant Group's CEO Han Xinyi argues that specialized AI applications in healthcare cannot be fully replaced by general models, highlighting the necessity of personalized services in high-frequency healthcare needs [3][4] Group 2: AI Hardware and User Interaction - Xiaomi's VP Zhang Lei suggests that future entry opportunities will depend on the stickiness of hardware scenarios enhanced by AI, with AI glasses potentially having a significant role [4] - Zhang notes that AI glasses have a call frequency for "Xiao Ai" that is 6 to 7 times higher than that of mobile phones, indicating a shift in interaction logic from passive to active [5] Group 3: Future Opportunities and Market Trends - Zhu predicts a significant explosion in AI applications in the coming year, encouraging young entrepreneurs to explore new opportunities in the sector [6] - The discussion highlighted that while the U.S. focuses on B-end AI startups, China excels in C-end applications, with a strong emphasis on user experience differentiation [6] - Han Xinyi stresses that in the next one to two years, the focus should be on building high-quality data chains and professional capabilities rather than immediate commercialization in the healthcare sector [6] Group 4: Human-Centric Approach in AI Development - Zhu emphasizes that all entrepreneurial efforts must return to human needs, which remain constant over time, with AI providing better experiences and product forms [7] - The 2025 Inclusion Bund Conference featured a variety of forums and exhibitions aimed at fostering deep communication and collaboration among participants [7]