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中国银行江苏省分行:发挥“政保银企”四方合力 推动“科研保”破解科创企业融资难题
Xin Lang Cai Jing·2025-09-11 12:56

Group 1 - The core idea of the news is the successful launch of Jiangsu Province's first "Research Insurance" financial product, which aims to alleviate financing difficulties for technology companies in Yancheng [1][2] - "Research Insurance" is a comprehensive insurance and loan product designed to address the financing challenges faced by growing technology enterprises, particularly those with long R&D cycles and light assets [1][2] - The product covers various risks throughout the entire lifecycle of a company, including technical losses during R&D, equipment damage, and liability losses during the transformation of results [1][2] Group 2 - Yuan Shi Energy Technology Co., Ltd., established in November 2024, is currently under significant financial pressure for R&D funding, particularly in the area of retired wind turbine blade performance enhancement technology [2] - Jiangsu Bank has customized a "Research Insurance" financing plan for the company, integrating insurance into the entire R&D management cycle to provide comprehensive financing risk management [2] - The successful implementation of this project not only resolves the funding issues for the company but also opens new financing pathways for technology enterprises [2]