多城继续调整公积金政策 市场热度提升助力“金九银十”

Group 1 - Recent adjustments to housing provident fund policies across multiple regions have contributed to increased market activity during the traditional peak season for real estate, "Golden September and Silver October" [1] - Chengdu is revising its management measures for converting commercial housing loans to housing provident fund loans, optimizing aspects such as policy validity period and regional contribution limits [1] - Shenzhen's housing provident fund management center has proposed revisions to its regulations, allowing employees to withdraw funds for down payments, tax payments, and loan repayments for properties purchased outside the city [1] Group 2 - Beijing's new housing policy allows families meeting purchase conditions to buy multiple properties outside the Fifth Ring Road, along with optimized provident fund loan policies, leading to a noticeable increase in loan issuance [2] - Shanghai has also introduced new measures to lower purchase restrictions and optimize provident fund usage, resulting in positive market reactions [2] - In Shenzhen, buyers are prioritizing the combination of provident fund and commercial loans, expressing a desire for higher loan limits [2] Group 3 - The housing provident fund policy is a key direction for stimulating demand and has garnered significant market attention, with nearly 150 policy adjustments made in the first half of the year [3] - Adjustments include increasing maximum loan amounts, optimizing housing unit recognition standards, and extending repayment periods, indicating a strong local demand for housing [3] - Historical trends suggest that September is a peak period for real estate policy announcements, with new supportive measures expected to accelerate demand activation and stabilize the market [3]