江苏发力科技金融 知识产权质押贷款规模居全国前列

Core Viewpoint - The People's Bank of Jiangsu Province has launched an action plan focusing on financial support for technological innovation to promote high-quality economic development in Jiangsu [1] Group 1: Financial Innovation and Support - The action plan emphasizes the importance of technological self-reliance and innovation in finance, with Jiangsu being a pioneer in issuing a provincial-level comprehensive pilot scheme for intellectual property finance [1] - Jiangsu's financial regulatory authority has established a multi-layered service system for technology finance, including specialized departments and teams within banks and insurance institutions [1] - The China Bank Jiangsu Branch has set up a dual-center organizational structure to enhance its technology finance services [1] Group 2: Pilot Programs and Initiatives - Jiangsu is actively implementing the financial regulatory authority's four pilot programs for technology finance, achieving notable results nationally [2] - The province is expanding the pilot for financial asset investment companies (AIC) to enhance support for technological innovation through venture and equity investments [2] - A pilot for technology enterprise merger loans is being conducted in Nanjing and Suzhou, increasing the loan-to-transaction price ratio from 60% to 80% and extending the loan term from 7 to 10 years [2] Group 3: Knowledge Property and Insurance Funding - Jiangsu is leading the nation in the scale of intellectual property pledge loans, supported by a comprehensive pilot scheme for intellectual property finance [2] - The province aims to leverage insurance funds for long-term investments to support technological innovation and the construction of a modern industrial system [2] - The establishment of the Suzhou International Cooperation Development Zone for Technology Finance is also being supported to promote innovation and open cooperation in the technology finance sector [2] Group 4: Collaborative Efforts - The Jiangsu Financial Regulatory Bureau will continue to strengthen inter-departmental collaboration to optimize technology finance services and enhance the quality and efficiency of technology credit and insurance [3]