实探2025外滩大会：AI应用迈向“产业落地”

Group 1: Event Overview - The "2025 Inclusion. Bund Conference" opened in Shanghai with the theme "Reshaping Innovative Growth," attracting global attention as a significant technology event [1] - The conference showcased various advancements in robotics and financial technology, highlighting the integration of AI in everyday applications [1] Group 2: AI Payment Innovations - Alipay launched the first domestic "AI Payment" at the Bund Conference, in collaboration with Luckin Coffee, enabling a seamless ordering and payment process through AI [2] - The Chief Technology Officer of Ant Group's Digital Payment Division, Zhu Lin, projected that natural interaction payments could exceed 50% in the next five years, with a tenfold increase in diverse smart device payments, and the AI payment market could reach trillions [2] - Alipay's "Tap to Pay" feature surpassed 200 million users, doubling the speed of user growth, and over 1 billion people have utilized various "Tap to Pay" services [2] Group 3: AI in Financial Services - The financial sector is identified as a primary battlefield for AI applications, with Ant Group's consumer finance division exploring AI in risk control [3] - Despite the growth of consumer finance in China over the past decade, there remains a mismatch in financial supply, particularly for young and blue-collar workers [3] - Ant Group aims to enhance financial inclusivity and security through technology, with plans to provide personalized AI credit assessors for every user [3] Group 4: Human-Machine Interaction - The technology exhibition at the Bund Conference emphasized the concept of human-machine coexistence, showcasing interactive experiences that blend technology with daily life [3] - Attendees engaged with robots in various activities, illustrating the deep integration of AI in human experiences [3] Group 5: Future of AI Hardware - The CEO of Yushu Technology discussed the opportunities and challenges in the robot industry during the roundtable forum, emphasizing the need for AI-enhanced hardware to create engaging user experiences [4] - Xiaomi's Vice President noted that AI glasses could redefine interaction paradigms, with usage frequency significantly higher than that of smartphones [4] - Industry leaders highlighted the importance of understanding human needs and leveraging AI to enhance product experiences and forms [4]