存款搬家持续流入银行理财 “固收+”产品受青睐

Group 1 - In August, leading wealth management companies in the market continued to experience net inflows, with a total scale growth of approximately 285.7 billion yuan, bringing the total scale to 25.02 trillion yuan [1] - Among the top 14 wealth management companies, 12 achieved net growth in their balance, with the largest contributors being state-owned banks [2] - The overall scale of the banking wealth management industry is estimated to have surpassed 33 trillion yuan, driven by the demand for "fixed income plus" products and corporate wealth management needs [2][3] Group 2 - The four wealth management companies under major state-owned banks contributed a total growth of 144.2 billion yuan in August, accounting for about half of the total increase among the 14 companies [2] - The demand for corporate wealth management has shifted due to declining interest rates and market uncertainties, leading companies to seek better returns on idle funds [3] - The issuance of new equity and mixed-asset products has significantly increased, with 8 new equity products and 45 mixed products launched in July 2025, surpassing the monthly average from the first half of the year [3]