Nationwide car insurance review 2026: 3.7 out of 5 stars

Core Insights - Nationwide auto insurance has a rating of 3.9 out of 5 stars, highlighting its strong selection of coverages and available discounts [1] - The company offers various coverage options, including accident forgiveness and new car replacement, but has higher premiums compared to some competitors [4][12] - Customer satisfaction scores indicate that Nationwide scored below average in several regions, although it performed better in auto claims satisfaction [5][20] Coverage Options - Nationwide provides 12 different types of car insurance coverage, including liability, collision, comprehensive, and personal injury protection [3][10] - Notable features include accident forgiveness, which can prevent premium increases after the first at-fault accident, and a vanishing deductible option [7][10] - The company offers two levels of emergency roadside assistance: Basic Plan and Plus Plan, with varying services and coverage limits [11] Pricing and Discounts - The average monthly cost for full coverage with Nationwide is $199, which is $9 higher than the overall average [5][12] - Nationwide offers seven discounts that can help reduce premiums, including multi-policy, good student, and safe driver discounts [4][14] - Basic coverage premiums are slightly higher than those of other insurers, while full coverage premiums are above average [12][13] Customer Experience - Nationwide's mobile app allows customers to manage their policies, file claims, and access digital ID cards [18] - The company has an A rating from AM Best, indicating strong financial stability and the ability to meet policyholder obligations [20] - Customer service is available through a dedicated 1-800 number for claims and assistance [18]