【铜川】让更多经营主体享受政策红利

Group 1 - The successful implementation of ESG-linked loans has helped companies like Tongchuan Hengsheng Technology Materials Co., Ltd. overcome financial difficulties, showcasing the effectiveness of inclusive finance reforms in Tongchuan City [1] - Since the approval of the inclusive finance reform pilot zone in September 2022, the People's Bank of China Tongchuan Branch has focused on enhancing the business environment and developing a multi-layered inclusive finance system to support high-quality regional economic development [1][2] - By the end of June, the balance of medium and long-term loans in Tongchuan's manufacturing sector reached 5.496 billion yuan, with an increase of 389 million yuan since the beginning of the year, indicating a significant improvement in financing efficiency [1] Group 2 - Junmei Jingwei Circuit Co., Ltd. received 25 million yuan in credit funding from multiple banks to enhance its R&D capabilities and expand product applications, reinforcing its position as a key player in the regional electronic information industry [2] - The establishment of inclusive finance specialized departments in 14 banks and 6 insurance institutions in Tongchuan has improved the accessibility of financial services, with 722 rural payment points and 34 comprehensive service stations set up to serve local communities [2] - The People's Bank of China Tongchuan Branch has effectively utilized structural monetary policy tools to guide credit resources towards inclusive finance, resulting in a 16.04% year-on-year increase in total loans, surpassing 50 billion yuan for the first time [4] Group 3 - The inclusive finance reform pilot zone in Tongchuan has achieved significant progress in service innovation and ecological optimization, but there remains substantial room for improvement in data support, guarantee capabilities, and promoting higher-level innovation [3] - By the end of June, the average interest rate on corporate loans in Tongchuan dropped to 3.18%, with a cumulative reduction of 138 million yuan, alleviating the financing difficulties faced by small and micro enterprises [4] - Future plans include expanding service models along industrial chains and enhancing financial support for key projects and quality enterprises to further integrate financial and industrial chains [5]