山西曲沃：绿色金融“智”造力激活产业新引擎

Core Viewpoint - The article highlights the role of Quwo Rural Commercial Bank in promoting rural revitalization through targeted financial support and green credit initiatives, focusing on the development of local特色农业 (characteristic agriculture) in Quwo County [1][2][4]. Group 1: Green Credit and Financial Support - Quwo Rural Commercial Bank has established a "green approval channel" to facilitate funding for ecological planting and green farming projects, significantly reducing the loan approval process [2]. - The bank provided a loan of 9 million yuan to a struggling company in Shicun Town within three days, helping it overcome financial bottlenecks [2]. - The bank supported a local entrepreneur with over 3 million yuan to build a smart greenhouse, resulting in a threefold increase in income and expansion of cherry planting area from 1,500 acres to over 10,000 acres [2]. Group 2: Diverse Service System - Quwo Rural Commercial Bank has developed a comprehensive service system that combines financing and intelligence, offering a range of services to support特色产业 (characteristic industries) [3]. - The bank introduced a series of "special agricultural loans" with a quick approval process, reducing the loan approval time to within two working days, and has waived 1.54 million yuan in interest for small and micro clients in the livestock and fruit and vegetable sectors this year [3]. - A volunteer support team has been established to provide practical training for farmers, benefiting over 300 fruit growers through five training sessions [3]. Group 3: Green Development Philosophy - The bank promotes a green development philosophy by encouraging upstream and downstream enterprises to adopt sustainable practices, such as providing credit support to garlic growers while urging processing companies to use environmentally friendly methods [4]. - A multi-faceted marketing network has been created to help特色农产品 (characteristic agricultural products) reach broader markets, achieving both ecological and economic benefits [4]. - The bank plans to deepen its commitment to green development by enhancing cooperation with government and enterprises, innovating service models, and expanding financing channels [4].