美国30年期贷款利率降至6.35%，创近一年来最低值

Core Viewpoint - The average interest rate for a 30-year fixed mortgage in the U.S. has decreased to 6.35%, the lowest since October 2024, influenced by expectations of a Federal Reserve rate cut [1] Group 1: Mortgage Rate Trends - The average interest rate for a 30-year fixed mortgage fell to 6.35% from 6.5% the previous week and 6.2% a year ago [1] - The decline in mortgage rates is attributed to expectations of a Federal Reserve interest rate cut in September [1] Group 2: Impact on Housing Market - The decrease in mortgage rates is expected to enhance the purchasing power of potential homebuyers, which is considered positive news for the real estate market [1] - The Mortgage Bankers Association reported that mortgage application volume reached its highest level in three years [1] Group 3: Economic Indicators - Recent data indicates a weakening job market, with only 22,000 new jobs added in August, significantly below market expectations [1] - The unemployment rate rose to 4.3%, marking a consecutive month of a 0.1 percentage point increase [1]