Qi Lu Wan Bao·2025-09-12 02:21Core Viewpoint - The rise of illegal insurance refund agents in Zaozhuang poses significant risks to consumers, leading to financial losses and personal information breaches [1][2] Group 1: Industry Risks - Illegal refund agents are exploiting consumers by promising full refunds for a fee, which often results in the loss of insurance coverage and personal data breaches [1] - Consumers are being misled into providing false medical documents or complaints, which can lead to further scams such as illegal fundraising [1] - The illegal operations have developed into a complete industrial chain, utilizing social media for misinformation, document forgery, and identity theft [1] Group 2: Company Response - Zaozhuang Ping An Life has established a "discover-intercept-repair" protection mechanism to identify suspicious activities and block illegal operations [1] - The company collaborates with regulatory authorities to create a rapid response mechanism to address these risks [1] - Educational initiatives are being conducted in communities and business districts to raise awareness about the risks associated with illegal refund agents [1] Group 3: Consumer Guidance - Consumers are advised to adhere to the "Five No Principles": do not trust full refund promises, do not disclose sensitive information, do not sign blank agreements, do not engage in document forgery, and do not invest in high-risk products blindly [1]