银行配置价值不改，银行ETF指数(512730)下跌触及MA20，机构称理财子或将受益新规

Group 1 - The China Banking Index (399986) declined by 1.54% as of September 12, 2025, with major stocks like Shanghai Pudong Development Bank (600000) leading the drop at 3.68% [1] - The Bank ETF Index (512730) also fell by 1.40%, closing at 1.69 yuan, indicating a market pullback in the afternoon [1] - The China Securities Regulatory Commission (CSRC) is seeking public opinion on a draft regulation aimed at reducing subscription fees for publicly raised securities investment funds, which may impact short-term fund yields [1] Group 2 - Open-source securities noted that residents prefer high liquidity products, with the "minimum holding period" type of financial products showing the most growth from January to May 2025 [2] - The new regulations may enhance the attractiveness of short-term financial products, which are expected to benefit from the "deposit migration" trend, leading to accelerated growth in scale [2] - The Bank ETF Index closely tracks the China Banking Index, providing investors with analytical tools to assess the performance of various industry companies [2] Group 3 - As of August 29, 2025, the top ten weighted stocks in the China Banking Index include China Merchants Bank (600036), Industrial Bank (601166), and others, collectively accounting for 65% of the index [3]