产品投资不合规等，两家银行理财子被罚，罚款总额超千万

Group 1 - Xinyin Wealth Management has been penalized twice in 2024, with fines totaling 750 million yuan for multiple violations including improper information disclosure and inadequate post-investment management [1] - In the first half of 2025, Xinyin Wealth Management reported revenue of 1.875 billion yuan and a net profit of 1.196 billion yuan, representing year-on-year growth of 2.5% and 3.2% respectively [1] - As of mid-2025, the total scale of Xinyin Wealth Management's existing products reached 2.1 trillion yuan, an increase of 160.52 billion yuan from the end of the previous year, marking an 8.2% growth and ranking third among 32 bank wealth management subsidiaries [1] Group 2 - Huaxia Wealth Management was fined 12 million yuan for irregular investment operations and non-compliance in regulatory data reporting, marking its first penalty [2] - Following the penalty, Huaxia Wealth Management stated it would strictly adhere to regulatory requirements and enhance compliance management to protect investor rights [2] - Since the beginning of 2025, five bank wealth management subsidiaries have received penalties from the financial regulatory authority, with several institutions facing issues related to investment and information disclosure compliance [2] Group 3 - Xinyin Wealth Management was fined 2.2 million yuan for issues related to the non-standard naming of wealth management products and non-compliance with investment ratio regulations [3]