应对中企“出海”跨境金融难点，专家称港元稳定币可先行先试

Group 1 - The core viewpoint of the articles highlights the rapid growth of Chinese enterprises' outbound direct investment, with a net investment amounting to $192.2 billion in 2024, representing an 8.4% increase from the previous year [2] - By the end of 2024, approximately 34,000 domestic investors in China established around 52,000 outbound direct investment enterprises across 190 countries and regions, with total overseas assets exceeding $9 trillion [2][3] - The challenges faced by Chinese companies in cross-border finance include risks associated with currency fluctuations, regulatory compliance, and the complexities of cross-border payment processes [3][4] Group 2 - To mitigate risks, companies are advised to centralize the management of their overseas accounts, which can help streamline the settlement process and reduce potential financial risks [4] - Stablecoins are emerging as a viable option for cross-border trade settlements and fund flows, offering high efficiency, speed, and lower costs compared to traditional banking systems [5] - The current cross-border RMB payment volume in China is already eight times that of mainstream stablecoins, indicating significant potential for growth in this area [5]