保险资金成“提款机”？恒大人寿20名责任人被罚两百余万

Core Viewpoint - The regulatory authority has imposed fines totaling 2.825 million yuan on 20 responsible personnel of Evergrande Life Insurance Co., Ltd. for serious violations, marking a retrospective accountability process following the acquisition by Haigang Life Insurance in 2023 [2][4]. Group 1: Regulatory Actions - The fines were issued due to serious non-compliance in the use of insurance funds, improper profit transfer to related parties, and false reporting in submitted documents [3][4]. - Key individuals penalized include Liang Dong (lifetime ban), Chen Kun (10-year ban), and Zhu Jialin, Zeng Songbai, and Liu Guohui (5-year bans) from entering the insurance industry [4][6]. Group 2: Company Background - Evergrande Life was established on May 11, 2006, with a shareholding structure where Evergrande Group holds 50%, and Singapore's Great Eastern Life and Chongqing Caixin Enterprise Group each hold 25% [4]. - The company is currently under close regulatory supervision due to severe insolvency issues, with risk management measures being implemented [4][6]. Group 3: Acquisition and Transition - Haigang Life Insurance, established with contributions from various state-owned enterprises and insurance companies, has taken over the assets and liabilities of Evergrande Life, ensuring the fulfillment of insurance contracts [5][6]. - The major shareholders of Haigang Life include Shenzhen Penglian Investment Co., Ltd. (51% stake) and the China Insurance Security Fund (25% stake) [5].