三家机构被罚超千万，最新回应

Core Viewpoint - A series of significant fines have been imposed on multiple financial institutions by the National Financial Regulatory Administration, highlighting ongoing regulatory scrutiny and compliance issues within the banking sector [1][14]. Group 1: Major Fines Imposed - Guangfa Bank was fined 66.7 million yuan for improper management of loans, bills, and factoring, along with non-compliance in regulatory data reporting [3][4]. - Hengfeng Bank received a fine of 61.5 million yuan for similar issues related to loans, bills, and wealth management, with additional penalties for responsible personnel totaling 250,000 yuan [3][4]. - Huaxia Wealth Management was fined 12 million yuan due to irregular investment operations and inadequate system controls, with warnings and fines for responsible individuals totaling 100,000 yuan [3][4]. Group 2: Additional Institutions Penalized - Seven other financial institutions were fined for various compliance failures, with total penalties amounting to 162.9 million yuan across ten institutions [1][8]. - Minsheng Bank was fined 5.9 million yuan for inadequate system controls and software management [8]. - Citic Bank faced a fine of 5.5 million yuan for inaccurate risk classification of wealth management assets [9]. - Everbright Bank was fined 4.3 million yuan due to deficiencies in IT outsourcing management and data reporting [10]. - Construction Bank received a fine of 2.9 million yuan for insufficient testing of information systems [11]. - Xinyin Wealth Management was fined 2.2 million yuan for non-compliance in product naming and investment ratios [12]. - Export-Import Bank was fined 1.3 million yuan for poor country risk management and salary payment issues [13]. - China Merchants Bank was warned and fined 600,000 yuan for inadequate data security management [14]. Group 3: Institutional Responses - Hengfeng Bank acknowledged the regulatory decision and committed to improving internal controls and risk management [5]. - Guangfa Bank accepted the penalties and emphasized the importance of rectifying issues and enhancing risk management practices [5]. - Huaxia Wealth Management expressed its commitment to compliance and improving risk control capabilities following the penalties [6].