外滩大会首届全球主题日召开 三大共识引领金融科技发展

Core Insights - The 2025 Inclusion Bund Conference held in Shanghai highlighted the future of fintech in Asia and globally, emphasizing the integration of technology and industry, regulatory compliance, and regional collaboration as key drivers for high-quality fintech development [1] Group 1: Technology Empowering Industries - The focus of discussions at the conference was on the deep integration of emerging technologies with real industries, moving beyond conceptual understanding to practical applications that create real value [2] - In the field of artificial intelligence, the emphasis has shifted from potential to application efficiency, with numerous case studies shared on AI's role in enhancing financial service efficiency, risk control, and business decision optimization [2] - Blockchain technology is recognized as a key component in building the next generation of financial infrastructure, particularly in cross-border payments and asset tokenization [2] Group 2: Compliance Supporting Innovation - A robust regulatory environment is essential for the steady development of fintech, with discussions centered on balancing innovation incentives with risk prevention [3] - The Hong Kong Securities and Futures Commission highlighted the development trends and regulatory frameworks for tokenized products, stressing that a comprehensive compliance and security system is foundational for digital asset growth [3] - European representatives shared insights on how favorable regulatory measures enhance fintech competitiveness, with consumer protection, digital security, and fair competition being top priorities [3] Group 3: Deepening Regional Cooperation - Strengthening regional cooperation is seen as a vital pathway for Asian economies to achieve common development, with Asia being a dynamic corridor for global trade growth [4] - The Global Finance & Technology Network organized discussions on cross-border financial innovation, showcasing successful cases of payment system connectivity through bilateral cooperation among Southeast Asian banks and payment institutions [4] - Emphasis was placed on understanding local cultures and markets, rigorous compliance practices, and nurturing local talent to foster sustainable innovation and growth [5]