Mortgage and refinance interest rates today, September 13, 2025: A small move higher

The 30-year mortgage rate has moved slightly higher. According to Zillow, the 30-year fixed mortgage rate rose eight basis points to 6.28%, while the 15-year rate is up 10 basis points to 5.49%. With a Fed Rate cut expected Wednesday, any further moves lower may already be baked in. Read more: The best mortgage lenders for first-time buyers Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.28% 20-year fixed: 5.78% 15-year fixed: 5.49% ...