“房产上链”卷土重来！有人喊你3000元当合伙人 暴富机遇还是陷阱？

Core Viewpoint - The emergence of "RWA tokenization" as a new concept in real estate financial products is gaining traction on social media, with claims of significant wealth opportunities, but experts warn of potential risks and regulatory concerns [1][10][12]. Group 1: RWA Tokenization Concept - "RWA tokenization" refers to the process of converting real-world assets into digital tokens on the blockchain, aiming to enhance liquidity for traditionally illiquid assets like real estate [10][11]. - The market for RWA is projected to grow significantly, with estimates suggesting it could reach $16 trillion by 2030 and $30 trillion by 2034 [11]. Group 2: Investment Opportunities and Claims - Promoters of RWA tokenization claim that investing in real estate tokens can yield high returns, such as a promise of over 100,000 yuan in annual dividends for a 30,000 yuan investment [1][2]. - Various investment tiers are presented, with claims that investing 100,000 yuan could lead to becoming a billionaire in digital assets within three years [2]. Group 3: Regulatory Environment - In mainland China, the regulatory stance on RWA tokenization remains cautious, with previous announcements banning unauthorized token issuance and financing activities [11][12]. - Experts caution that RWA products marketed as "real estate income rights" may be considered illegal fundraising or financial fraud under current laws [12]. Group 4: Global Trends and Local Developments - Internationally, there is a growing trend towards supporting RWA tokenization, with examples from Dubai and Japan showcasing successful implementations [13][14][15]. - In Hong Kong, the government is actively promoting RWA tokenization, with recent legislative changes aimed at facilitating this market [15][16].