Core Viewpoint - The article discusses the insurance coverage for vehicle damage caused by natural disasters such as hail, emphasizing the importance of having comprehensive vehicle damage insurance for claims to be honored [1]. Summary by Relevant Sections - Insurance Coverage - After the 2020 car insurance reform, damages from natural disasters like hail and heavy rain are included in the vehicle damage insurance coverage [1]. - Only those who have purchased vehicle damage insurance can claim compensation for damages caused by hail, such as dents or shattered glass [1]. - If only basic liability insurance or third-party insurance is held, claims for such damages will not be honored [1]. - Claim Reporting Requirements - Vehicle owners must report the damage to the insurance company within 48 hours after the hailstorm has stopped [1]. - Failing to report within this timeframe may result in reduced compensation or denial of the claim altogether [1].
车被冰雹砸坏？只要投保车损险即可申请理赔
Yang Shi Xin Wen·2025-09-14 05:49