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全省落地17笔“贷款+认股权”业务
Xin Hua Ri Bao·2025-09-14 21:21

Group 1 - Jiangsu Rural Commercial Bank has promoted the "Loan + Equity Option" model since the beginning of the year to better support financing for technology-based and startup enterprises [1][2] - As of the end of August, 9 rural commercial banks have signed and implemented 17 "Loan + Equity Option" transactions [1] - The "Loan + Equity Option" allows banks to provide loans while obtaining the right to purchase equity under specific conditions, linking debt and equity organically [1] Group 2 - The "Loan + Equity Option" reduces financing costs for enterprises, enabling them to invest in new technologies and production lines without financial concerns [1] - Jiangsu Teng Tian Industrial Furnace Co., Ltd. received a loan of 5 million yuan in April, along with an equity option agreement, which was recorded at the provincial equity trading center [1] - As demand for this business model increases, Jiangsu Rural Commercial Bank is collaborating with Jiangsu Equity Trading Center to standardize the registration of "Loan + Equity Option" transactions [2]