恒丰银行多项业务违规被重罚6150万 “最年轻行长”白雨石临合规业绩双考

Core Viewpoint - A series of financial institutions, including Hengfeng Bank, have been heavily fined for business violations, highlighting ongoing regulatory scrutiny in the financial sector [1][2][3] Group 1: Regulatory Actions - On September 12, Hengfeng Bank was fined 61.5 million yuan for imprudent management of loans, bills, and wealth management, along with non-compliance in regulatory data reporting [1][2] - Since September, the National Financial Regulatory Administration has issued two batches of fines totaling nearly 270 million yuan, affecting various financial institutions [3] - Hengfeng Bank has faced multiple fines in 2025, accumulating over 80.45 million yuan in penalties [6][4] Group 2: Financial Performance - In 2024, Hengfeng Bank reported operating income of 25.775 billion yuan, a year-on-year increase of 1.98%, while net profit reached 5.454 billion yuan, up 5.99% year-on-year [8] - Despite the increase in net profit, it still represents a nearly 19% decline compared to 2022 [8] - The bank's total assets reached 1.54 trillion yuan by the end of 2024, reflecting a 6.64% increase from the previous year [8] Group 3: Management and Governance - The recent fines indicate weaknesses in Hengfeng Bank's internal governance, compliance culture, and risk control systems [9] - The bank's new management, including the youngest president in the sector, faces significant pressure to transform regulatory commitments into sustainable practices [9][7] - Hengfeng Bank has committed to enhancing internal controls and risk management to improve service quality and support economic development [3][1]