Core Viewpoint - Suzhou, as one of the cities with a high aging population in China, is focusing on developing a comprehensive pension financial service ecosystem to meet the growing needs of its elderly population, which is projected to reach 2.14 million by the end of 2024, accounting for 26.9% of the registered population aged 60 and above [1]. Group 1: Empowering the Industry - Suzhou Bank is supporting the establishment of a city center pension project that integrates various services such as healthcare, education, and cultural activities, with a loan approval of 600 million yuan for its operation [2]. - The project aims to serve mid-to-high-end clients through community-based elderly care, enhancing convenience for family members [2]. Group 2: Digital Transformation - The bank has launched the "Suyue·Yiyang - Bank of China Smart Elderly Care Platform," focusing on institutional, community, and home-based elderly care, utilizing technology for a seamless service experience [2]. - Various promotional activities have been conducted to integrate digital finance with pension services, including digital currency initiatives that have attracted nearly 3,000 participants [3]. Group 3: Expanding Service Network - Suzhou Bank has established 53 specialized elderly care outlets and achieved full coverage of 177 branches with age-friendly facilities, enhancing the accessibility of financial services for the elderly [4]. - The bank's initiatives align with the government's "15-minute elderly care circle" concept, ensuring that elderly individuals have easy access to necessary services [4]. Group 4: Strengthening Risk Control - The bank has been proactive in educating the elderly about financial literacy and fraud prevention, conducting community outreach and workshops to raise awareness [5]. - Successful interventions have been made to prevent scams targeting elderly clients, demonstrating the bank's commitment to safeguarding their financial assets [5]. Group 5: Future Development Strategy - Suzhou Bank plans to continue aligning with the overarching pension financial development strategy, focusing on pension finance, elderly service finance, and pension industry finance to support the high-quality development of the silver economy [6].
中国银行苏州分行:深耕养老金融大文章 服务银发经济高质量发展