Core Insights - DBS Hong Kong has completed the second phase of the Hong Kong Monetary Authority's "Digital Hong Kong Dollar" pilot program, focusing on how tokenization and programmability can enhance the application of digital vouchers [1][2] - The pilot project integrates tokenization and smart contract technology with DBS's banking services, utilizing Purpose-Bound Money (PBM) to test specific consumption conditions on digital currencies like the digital Hong Kong dollar [1] Group 1 - The collaboration with Kua Ltd. on the ESG rewards platform "ZERO2" allows participants who complete environmental tasks to receive PBM-based digital vouchers, which can only be used at designated merchants [1] - Once the vouchers are verified, merchants can receive simulated digital Hong Kong dollar payments in real-time at the point of sale, simplifying the settlement and reconciliation process through the Faster Payment System (FPS) [1] - DBS Hong Kong sees potential for tokenized currency applications to extend to other reward programs, financial management, supply chain payments, and improving payment process management [1] Group 2 - The bank's commitment to shaping the future of payments is reflected in its participation in the HKMA's pilot program and expertise in the field of tokenization [2] - Leveraging its leading position in programmable currency and conditional payments, DBS is deploying its token services to help Hong Kong corporate clients enhance efficiency and redefine payment models [2]
星展香港完成“数码港元”先导计划第二阶段测试 提升数码代用券应用
智通财经网·2025-09-15 07:25