第三届中国金融学科年会聚焦“科技赋能金融高质量发展”

Core Insights - The conference focuses on "Technology Empowering High-Quality Financial Development: Transformation and Innovation," discussing the latest trends, challenges, and opportunities in financial innovation, as well as the future direction of financial disciplines [1][9] Group 1: Financial Transformation - Financial forms are undergoing profound changes as China transitions from industrial civilization to digital civilization, presenting unprecedented innovation opportunities and challenges [2] - Financial technology is becoming a key determinant of China's future international financial standing, necessitating the cultivation of versatile talents with a global perspective [2][3] Group 2: Digital Economy and Financial Services - The digital era is driving a significant shift in the economic paradigm, with finance transitioning from a capital-centric model to a technology-centric one, increasing complexity and innovation intensity [3] - Financial institutions must adapt to a low-interest-rate environment by developing financial services, asset management, and trading businesses, moving away from reliance on interest margins [5][8] Group 3: Research and Development - The conference featured awards for impactful research papers, highlighting the importance of academic contributions to understanding financial dynamics and challenges [4][5] - Key discussions included the need for financial research to evolve from linear paradigms to address unstructured and behavioral data, reflecting the complexities of modern finance [3][6] Group 4: Policy and Market Dynamics - The need for a restructured capital market ecosystem is emphasized, focusing on asset supply, demand, and regulatory transparency to meet development needs [6][7] - The importance of green finance and the integration of social value into valuation systems is highlighted as essential for achieving high-quality development [8]