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Best CD rates today, September 15, 2025 (Lock in up to 4.45% APY)
Yahoo Finance·2025-09-15 10:00

Today’s CD rates still hover well above the national average. The Federal Reserve reduced its target interest rate three times in 2024. This had a ripple effect on deposit account rates, which means now could be your last chance to lock in today's high rates with a certificate of deposit (CD). Here’s a look at today’s best CD rates and where you can find the best offers. Best CD rates today As of September 15, 2025, the the highest CD rate is 4.45% APY. This rate is offered by LendingClub on its 8-month ...