Mortgage and refinance interest rates today for September 15, 2025: An interesting week ahead for mortgage rates

This could be an interesting week for mortgage rates. While they have moved lower in recent weeks, the last time the Federal Reserve cut interest rates, mortgage rates actually moved higher. According to Zillow, the current 30-year fixed mortgage rate is 6.28%. The 15-year fixed rate is 5.49%. If you can get a similar rate from a lender, this might be a good time to buy a house and lock in a relatively low rate. Read next: The best mortgage lenders for low and no down payments Current mortgage rates ...